£1,450.58
Miss M
Liverpool
£1,450.58 awarded after fees
FirstRand Customer
PCPSettlement
Trustpilot
If you took out PCP or HP car finance between 2007 and 2021, your agreement may qualify for a free review. We connect UK consumers with specialist motor finance experts — no cost, no obligation.
Free enquiry · No obligation · Takes around 60 seconds
Between 2007 and 2021, some car finance lenders paid discretionary commissions to dealerships — giving them a financial incentive to set higher interest rates on agreements without customers ever being told. You may have been charged more than you should have, without your knowledge.
The Financial Conduct Authority (FCA) investigated these practices and found widespread concerns across the industry. If you had a PCP or HP agreement during this period, your finance agreement may be eligible for review.
A formal FCA redress scheme may be introduced, but the window to act is limited. Even if you have already paid off your agreement or no longer own the vehicle, your agreement may still qualify.
Eligibility and any potential outcome depend on individual circumstances and the details of your specific agreement. Checking is completely free and carries no obligation whatsoever.
Free enquiry · No obligation — check in under 60 seconds
Four simple steps — from enquiry to outcome. No paperwork, no hassle.
Complete our short online form in around 60 seconds. No documents needed, no car registration required.
Your information may be reviewed by a specialist motor finance claims expert or FCA-authorised partner.
If suitable, a claims specialist may contact you to discuss your agreement and explain what the next steps could look like.
There is no obligation at any stage. You decide whether you wish to proceed — and checking costs you nothing.
Free enquiry · No obligation · Takes around 60 seconds
Real payouts secured by our regulated solicitor partner. The FCA deadline to claim is 31 Aug 2026.
Have multiple agreements? Each one could be worth £1,924.50*
Even if you no longer own the vehicle, your agreement may still be reviewed.
Everything you need to know about the FCA motor finance review.
Still have questions? Submitting an enquiry is free and takes 60 seconds.